Here’s a little “PSA” I made about what I think will be the future of Malware – “Malware that encrypts your data and makes you pay to get it decrypted”. CryptoLocker has been highly successful at making those who are infected pay the ransom.
If you wanna read more here is the thread on Bleeping Computer – http://www.bleepingcomputer.com/forums/t/506924/cryptolocker-hijack-program/
Get educated on CryptoVirology – http://en.wikipedia.org/wiki/Cryptovirology
So, what’s the solution? Make backups of your files…lot’s of backups.